Don’t Lose Your Home, Take Control with Chapter 13!
So for the first video, we’re just going to give you a quick overview of how it works. Well, number one you need to be able to make the regular mortgage payment plus a percentage of what you’re behind. So what this really is for people, and this happens all the time, that you want to catch up on your mortgage, you can make the regular payment, you just want them to work with you on what you’re behind, but they won’t do it.
They won’t do a loan modification, they won’t let you pay a little bit at a time. Happens all the time and with chapter 13 you can force them to do it. The point I want to stress, if you can’t afford to make the regular payment it’s still not a solution because you’re gonna have to pay the regular payment plus a little bit more and I’ll explain in the next video exactly how much of that that you do need to pay.
But the bottom line is if you can make your mortgage payment and a little bit extra, not a whole other payment, just a percentage of what you’re behind, and your mortgage company won’t work with you, then we can make them do it. So as long as you have the means to do that and if you’ve exhausted the remedies offered by your mortgage company, then I’m here to help you save your house and you can do it.
So again, just in summary, chapter 13 can force a bank to let you catch up and we can do that right up until the absolute last minute and I’ll talk about that in the next video as well. So we’ll see you soon for video 2 in the installment, How to Save My House with Chapter 13.
You can reach me, a chapter 13 lawyer in Oklahoma, at oklahomacitybankruptcyattorney.pro or you can always call me directly at (405) 563-7888.